January 23, 2008
Products and Services
- Regular Checking Accounts
- Senior Citizen Checking Accounts
- NOW Accounts
- Savings Account
- CDs and IRAs
- Loans
- Real Estate Loans
- Commercial Loans
- Agriculture Loans
- Auto Loans
- Personal Loans
- Banking Services
"Free Direct" Checking Account
Requirements:
- $1.00 minimum balance to open
- No service charge
- Must have a direct deposit (Social Security, Payroll, etc.)
Features:
- Free ATM/Debit Card
- First box of checks free
- Unlimited Check Writing
- Unlimited ATM and Debit Card Usage
- Free use of Bank of Billings ATM
- Monthly statement with image of checks
- Available for Personal Only
Billings Checking Account
Requirements:
- $100.00 minimum balance to open
- $100.00 minimum balance to avoid service charge
- Service Charge $6.00 per month if falls below $100 anytime during statement cycle (1 month)
Features:
- Free ATM/Debit Card
- Unlimited Check Writing
- Unlimited ATM and Debit Card Usage
- Free use of Bank of Billings ATM
- Monthly statement with image of checks
- Available for Personal and Businesses
Billings "Mature Market" Checking Account
Requirements:
- Must be 55 years or older
- $100.00 minimum balance to open
- No Minimum Monthly Balance Requirement
- No service charge
Features:
- Free Checks (one per order)
- $5.00 discount off of Safe Deposit Box Rental
- Free ATM/Debit Card
- Unlimited Check Writing
- Unlimited ATM and Debit Card Usage
- Free use of Bank of Billings ATM
- Monthly statement with image of checks
Billings "NOW" Account
Requirements:
- $1,000.00 minimum balance to open
- $1,000.00 minimum balance to avoid service charge
- Service Charge $10.00 per month if falls below $1,000 anytime during statement cycle (1 month)
Features:
- Competitive Interest Rates
- Free ATM/Debit Card
- Unlimited Check Writing
- Unlimited ATM and Debit Card Usage
- Free use of Bank of Billings ATM
- Monthly statement with image of checks
- Available for Personal and Businesses
Bank of Billings Statement Savings Account
Requirements:
- $100.00 minimum balance to open
- $100.00 minimum balance to avoid service charge
- Service Charge $5.00 per quarter if falls below $100 anytime during statement cycle (3 months)
Features:
- Competitive interest rates
- 12 free withdrawals per quarter
Bank of Billings "Minor" Statement Savings Account
Requirements:
- For customers under age 18, parent or guardian over 18 must be on account
- No service charge or minimum balance requirement
- $25.00 to open
